ZZyro
UPI Collections · Bank Payouts · Settlements

The payment gateway back-office for aggregators

Run UPI collections and bank payouts across pluggable provider switches, manage a full member hierarchy, wallets, schemes and disputes — with a signed merchant API.

Merchant & Admin Login Explore the API

Wallets & Ledger

Main, UPI, locked and dispute balances backed by an append-only double-entry ledger.

Provider Switches

Route PayIn and Payout through pluggable adapters, configurable per member.

HMAC-signed API

Per-merchant API keys, request signing and IP whitelisting out of the box.

Signed Callbacks

Settlement webhooks signed with your secret so you can trust every event.

Merchant API

A small REST API for collections, payouts and chargebacks. Authenticate every request with your API key and an HMAC-SHA256 signature; full reference is in your Developer Settings after login.

POST/api/v1/payin/orderCreate a UPI collection order
GET/api/v1/payin/statusCheck a collection's status
POST/api/v1/payoutInitiate a bank payout
POST/api/v1/chargebackRaise a chargeback